Registered Retirement Savings Plan

An RRSP is a Registered Retirement Savings Plan created by the Canadian government to help you save for your retirement in a tax-sheltered investment account. An RRSP can contain several types of investment tools; Guaranteed Investment Certificates (GIC’s), bonds, mutual funds, stocks and income Trust Units.

Unlike a traditional savings account, contributions to your registered plan are tax deductible and tax sheltered until the time of withdrawal. You can contribute to an RRSP if you have contribution room until the year of your 71st birthday.






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